Buying a property is one of the most significant investments you’ll ever make. But what if hidden claims, unpaid taxes, or legal disputes are tied to that property? A Title Search on Property is the key to ensuring that the property you’re about to purchase is free of any encumbrances or ownership disputes. Without a Title Search on Property this crucial step, you risk financial loss, legal trouble, and unnecessary headaches.

If you’re wondering how to do a title search on a property, this guide will walk you through the process, explaining why it’s essential and how Level 10 Title can simplify the search. You can confidently secure a clean and legally sound property purchase with a trusted title company.

What is a Title Search on Property?

A title search on property examines public records to determine a property’s legal ownership and identify any potential issues that could affect the transfer of ownership. This includes checking for liens, encumbrances, unpaid taxes, and other claims that may impact the property’s marketability.

Why is a Title Search Important?

Performing a title search on property helps you:

• Confirm the legal owner of the property.
• Identify any outstanding mortgages or liens.
• Uncover restrictions or easements affecting property use.
• Avoid legal disputes over ownership claims.
• Ensure a clean title before finalizing a real estate transaction.

How to Do a Title Search on Property: Step-by-Step Process

Step 1: Gather Property Information

To begin your title search, you need key property details, such as:

• The property’s address.
• The legal description of the property (found on deeds or tax records).
• The owner’s name.

This information will help you locate relevant public records.

Step 2: Search County Records

Title records are typically maintained at the county recorder’s office, clerk’s office, or land registry. You can visit the office in person or search online if your county offers digital access.

• Look for the current deed to confirm ownership.
• Review previous deeds to establish the chain of title (ownership history).
• Check for recorded liens, judgments, or unpaid taxes that could cloud the title.

Step 3: Check for Liens and Encumbrances

A title search should uncover:

• Mortgage Liens – Unpaid home loans that must be settled before transferring ownership.
• Tax Liens – Claims from unpaid property taxes that could lead to foreclosure.
• Mechanic’s Liens – Claims from contractors or builders for unpaid work.
• Judgments – Legal rulings that require the owner to pay debts.

If you find liens, consult a title professional to determine how they can be resolved.

Step 4: Verify Property Easements and Restrictions

Easements allow others to use the property for specific purposes, such as utility access or shared driveways. Covenants and zoning restrictions may also limit property use. Check municipal records to ensure no restrictions affect your intended use of the property.

Step 5: Examine Probate and Court Records

If the property was inherited, review probate records to confirm legal ownership. Court records may also reveal disputes, lawsuits, or claims against the property.

Step 6: Order a Title Report

Consider obtaining a professional title report from a title company for a more detailed review. This report comprehensively summarizes ownership history, outstanding liens, and legal encumbrances.

Should You Conduct a Title Search on Property on Your Own?

While you can perform an essential title search yourself, missing critical details can be risky. Professional title companies, like Level10Title, have the expertise and resources to conduct thorough title examinations and provide title insurance to protect against unforeseen claims.

How Level10Title Can Help?

Level10Title specializes in comprehensive title searches, ensuring a seamless property transaction by:

• Conducting detailed title searches to uncover potential risks.
• Resolving title issues before closing.
• Providing title insurance to protect consumers and lenders from financial loss.
• Offering expert guidance throughout the real estate transaction.

Secure Your Property with a Professional Title Search

Purchasing a property is one of the biggest financial decisions you’ll make, and a title search is your first line of defense against potential ownership issues. Overlooking a title search can lead to costly disputes, unexpected liens, or even losing your rights to the property. While you can conduct a title search on property on your own, working with experts ensures a thorough and error-free process.

Don’t take chances with your investment—let Level10Title handle your title search with precision and expertise. Contact us today to safeguard your real estate transaction and move forward with confidence!